A credit report is an in-depth document that contains your history with creditors and has a considerable effect on your future financial capabilities. Having a 'good' credit report is standard provided that you pay your bills and debt repayments in a timely manner. However, skipping a repayment on a

There's no question that bankruptcy isn't the ideal situation to be experiencing. There are some severe financial implications involved and it's a very complicated and stressful process that will affect you financially for a couple of years to come. Finding yourself in mountains of debt can happen v

A lot of individuals deal with financial challenges at some time in their lives, and most of these individuals are probably familiar with debt collectors. A debt collector is a person whose job is to collect debts on behalf of an enterprise. A debt collector can either be an employee of a firm you o

When it relates to money, a person's personality serves a notable role in their financial decision-making. Every person is unique, and that's what makes us human, so it really shouldn't come as a surprise that there are specific types of personalities that are more likely to have money concerns than

We've all seen the plethora of debt consolidation advertising campaigns on TV. There is a great deal of competition in the debt consolidation market because unfortunately, many people are struggling financially and these businesses provide much needed financial relief. Home loans, car loans, credit

Bankruptcy is not a decision that should be taken lightly. There are some heavy financial consequences involved and your financial freedom will be restrained for years to come. This doesn't imply that filing for bankruptcy is the end of the world though. It should actually be considered as the first

Going through financial hardship is a particularly stressful situation and sadly, millions of people around the world end up in this situation each day. People in this scenario have quite a few options to recover from their financial woes, and bankruptcy should be regarded as a last resort when all

Providing food for your family is necessary and the costs of doing so can fluctuate widely depending on your mood, finances, and whether or not you're hungry when you visit the supermarket! But the truth is that food is a large expense for many families, and finding ways to save at the supermarket c

Everyone loves money, particularly spending it! Buying new toys or new clothes which make you look and feel good is important for your confidence and self-esteem. But how do you know if you're good with money or not? Even if you get paid a lot of money doesn't suggest you're good with it. There are

There's no doubt that are some substantial financial consequences in filing for bankruptcy, and there's no question that your life will go through some considerable changes. If you're in this scenario, don't be alarmed. The tough economic times experienced today means that more and more people are d