There's no doubt that your 20's is a very cherished period of your life. There's an anxious but exciting sensation about becoming an adult, leaving home, and being financially self-reliant. Regardless if you kicked off a career, a university degree, or spent time traveling abroad and gaining life ex

We all go through periods in life where money is tight. Fortunately for us, there are several expenses that we can readily do away with, like cable television, gym memberships, and eating out at restaurants. On the contrary, there are other expenditures that we simply can't avoid. Debt repayments, r

Nowadays, saving money is a quest that every person wishes to accomplish, yet frequently it can be a complicated task for lots of people. Mortgage repayments, bills, food, and everyday needs add up rapidly, leaving most families with little to no savings. Having the capacity to save money and improv

Congratulations! You've successfully served your three year period of bankruptcy and have been discharged, so now what? You've unquestionably taken the appropriate steps to address your financial issues by declaring bankruptcy, and all your debts are well behind you now. Having said this, there's st

The New Year is certainly a great time to reflect on the previous year and make some resolutions to improve ourselves. Lots of people's resolutions concentrate on becoming healthier, strengthening their career, or improving their financial health. Now all of us know how tough it can be to stick to o

Christmas can be a wonderful time of year. Spending quality time with your family, being on holidays, offering gifts to loved ones, and surely the legendary Christmas dinner! It's undeniably a time for giving, and with this comes costs. It's very easy to go overboard with family holidays, presents,

If you have received a bankruptcy notice or court order you must respond quickly to reduce future grief. Owing somebody money known here as a creditor, can be any individual or organisation to whom you owe money. If you're unfit to pay money to a creditor, the creditor will consult the Australian Fi

Today in the news, former economics advisor John Adams advised that Australia is too late to stop an 'economic apocalypse' in spite of his repeated warnings to the political elites in Canberra. He went on to insist the Reserve Bank to raise interest rates to avoid household debt getting further out

There is grim news for business owners who have an ATO debt from 1 July 2017. Small businesses must be careful of ATO Bankruptcy since the ATO may disclose information of your tax debts to credit reporting agencies such as Veda Advantage and Dun & Bradstreet. This will make it a lot more difficu

A credit report is an in-depth document that contains your history with creditors and has a considerable effect on your future financial capabilities. Having a 'good' credit report is standard provided that you pay your bills and debt repayments in a timely manner. However, skipping a repayment on a