What happens to my Centrelink debts if I go bankrupt? As a general rule we have always told our potential clients not to count on having your Centrelink debt written off when you declare bankruptcy, however it seems more and more this is not the case. In most cases it has

A large number of Australians experience financial challenges during their lifetime, and this is generally considered a natural fluctuation in our finances. But what if you're unable to work out these challenges yourself, but at the same time, you don't want to file for bankruptcy? Debt consoli

There's no doubt that financial troubles can bring about a lot of anxiety in our lives. Repeatedly thinking about how you're going to pay your bills not only makes you apprehensive, but also puts stress on your relationships, your family, and your well-being. The fact is, stressing over money isn't

Personally, I find there's nothing worse than being cold. Originating from Queensland, I'm used to the humid sun and it doesn't trouble me much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill skyrockets during the winter season and there's a couple of reasons why.

Declaring bankruptcy really isn't the end of the world, but it does have significant implications that will impact your finances in the future. I've discovered that in most cases, focusing efforts on building a bright future is the best way for individuals to handle their bankruptcy and consecutive

Many Australian's have only really contemplated bankruptcy when playing a game of Monopoly with their buddies! Despite this, there are nearly 13,000 people that file for bankruptcy yearly in Australia. It's incredible how quickly individuals can go from experiencing a healthy financial position to t

Nobody likes to contemplate bankruptcy, which is easy to understand since bankruptcy will disturb your financial circumstance for several years to follow. This may be one of the reasons why many people don't seek financial guidance in times of need, because they are under the typical misconception t

For most Australian adults, debt is a part of our day-to-day lives. Whether or not you want to advance your skills by earning a degree, buy a home for your family, or purchase a car so your family has transportation, securing a loan is very common simply because we don't have enough money to pay for

Whether we realise it or not, our credit report has a notable influence on our lives. It's sort of like our health; we don't cherish good health until we lose it. Many individuals don't even learn that they have a poor credit report until they apply for a line of credit and it's disapproved. It can

We all have a fairly good understanding that weddings can be a costly pursuit, but do you really understand just how much the average wedding costs in Australia? Slightly over $36,000, according to Australia's Money Smart website. And that was in 2012! In today's times, it's quite possibly somewhere